News

Litigation is creeping deeper into workers compensation claims, adding cost and complexity for employers, even as the line remains broadly profitable and protected by exclusive remedy. “We’re operating in a more adversarial claim environment than we ever have,” said Matt Hannon, New York-based national casualty practice leader for Aon in North America. “Litigation is being driven by both economic pressures…

As heat exposure becomes a more visible workplace risk, workers compensation claims professionals say disputes are not always about whether a worker suffered a classic heat illness, but whether heat contributed to another medical event or injury. That question is complicating causation reviews in claims involving fainting, falls, cardiac symptoms, dehydration or other events that may not initially be coded…

Heat-related worker injury claims can range from quickly resolved dehydration cases to catastrophic injuries requiring emergency care, organ damage and potential long-term disability, according to workers compensation experts. That makes early recognition and rapid response critical, particularly as employers face increased scrutiny over heat exposure and as claims teams prepare for more questions about how heat illnesses are reported, treated…

Heat-related illness claims are a small slice of the overall claims picture, but rising temperatures, expanding safety regulations and growing awareness of the exposure are prompting insurers and employers to look more closely at heat as a broader workplace injury risk. Research by the Workers Compensation Research Institute found that workplace heat-related illnesses increase at least sevenfold on days when…