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Workers’ Compensation

Topical medications jump 9.8% in unmanaged comp claims in 2017

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The prescribing of topical pain-management creams rose in 2017 workers compensation claims that were not monitored by pharmacy benefits managers, according to a report released Wednesday by Coventry Workers Comp. The second in a series covering workers comp drugs trends, Downers Grove, Illinois-based Coventry compared its 2017 data on managed claims, representing 77.6% of total comp prescriptions, and unmanaged claims,…

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How Workers’ Compensation Outpatient Costs Compare Across States by Fee Regulation

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Hospital outpatient payments were higher and growing faster in states with percent-of-charge-based fee regulations or no fee schedules, finds a study from the Workers Compensation Research Institute (WCRI) that compares 35 states. States with percent-of-charge-based fee regulations had substantially higher hospital outpatient payments per surgical episode than states with fixed-amount fee schedules—30 to 196 percent higher than the median of…

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Five Best Practices To Ensure the Injured Worker Comes First

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By Dr. Laura Gardner, Vice President, Products, CLARA Analytics Putting the injured worker first is key to the “advocacy-based claims model,” which puts the worker at the center of all activity. “It focuses on improving the injured worker’s experience. Until now, most employers have focused on corporate outcomes. Goals such as cutting costs and reducing days lost. But experts now…

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Falls and Struck By Incidents Lead Work Related Deaths

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Falls and struck-by incidents continue to cause the largest number of work-related deaths statewide based on preliminary information released today by the state Department of Labor. Struck-by incidents accounted for the most work-related deaths with 19, while falls accounted for 12 deaths. The department’s Occupational Safety and Health Division inspected 48 work-related deaths last year. “Year after year, we see…

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Workers’ Comp Insurance Rate Pre-Approval Passes in Illinois

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The Illinois General Assembly at the end of May passed a bill that requires the pre-approval of workers’ compensation insurance rates by the Illinois Department of Insurance. The legislation also “permits sensible corporate restructuring for insurers and reinsurers,” according to the American Insurance Association. But, according to AIA’s Steve Schneider, vice president for state affairs, Midwest region, the group is…

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NSC Survey: 90% of Employers Negatively Impacted by Tired Employees

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A National Safety Council survey found 90% of America’s employers have been negatively impacted by tired employees, with half saying they’ve had an employee fall asleep on the job. Fifty-seven percent of employers have experienced absenteeism, and another 32% report injuries and near-misses due to fatigued employees, according to the survey released June 13. Fatigue not only hurts employees’ wellbeing…

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Failed insurer can’t use special deposit funds for administrative costs

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The Illinois Appellate Court ruled a defunct insurer that provided workers compensation insurance in California cannot use emergency funds set aside for claims to cover unpaid administrative costs such as rent, utilities and other bills, the California Department of Insurance announced Tuesday. The court issued its decision in In re Liquidation of Lumbermens Mutual Casualty Co. in support of California…

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When it’s legal to set off fireworks in your Central Indiana town

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Fireworks season is near and soon loud booms and bright colors will fill the sky. Before you spend your family fortune on fireworks for the summer, here are some things you need to know about using fireworks in Indiana: Indiana fireworks laws Indiana has four main laws regarding consumer use of fireworks: Must be 18 or older to purchase fireworks….

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How Prices for Injured Workers’ Medical Professional Care Compare in 35 States: WCRI

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Prices paid for medical professional services vary significantly across states, ranging from 26 percent below the median in Florida to 158 percent above median in Wisconsin, according to a 35-state study. States with no fee schedules for professional services had higher prices paid compared with states with fee schedules—39 to 168 percent higher than the median of the study states…

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Proactive substance abuse treatment good for business and society

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Over the past several years, there has been extensive coverage on the staggering destruction of the opioid crisis. Individuals, families and communities across all demographics are impacted by this epidemic. While much of the coverage has rightly been focused on the human cost, the opioid crisis and other forms of substance abuse, also have a tremendous impact on small businesses…

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